Staying at home as we age has a cost, but several options help ease it. In Quebec, grants for ages 70 and over mostly take the form of tax credits and public benefits. Here is a clear overview of these financial support measures.
In short
The main grant for ages 70 and over in 2026 is the tax credit for home-support services for seniors, which covers 40% of eligible expenses. Add to that financial assistance for seniors in Quebec such as OAS and GIS, along with programs to adapt your bathroom. Here is a look at 2026 amounts and what could change in 2027.
Tax credit for home-support services for seniors in 2026
The most generous support to stay at home in 2026 is the tax credit for home-support services for seniors. This refundable Revenu Quebec credit pays money even if you owe no tax. It covers 40% of eligible expenses, up from 39% in 2025.
Who can benefit from the program?
Two conditions must be met as of December 31: be 70 or older and live in Quebec. Your level of autonomy does not affect eligibility, but it does set the cap on reimbursable expenses. The credit applies to a house, an apartment or a private residence.
Which services and equipment are eligible?
Many seniors are unaware that a wide range of services are covered: personal care (help bathing, dressing), housekeeping (cleaning, laundry) and minor jobs (snow removal, lawn care). Help bathing becomes safer with a suitable bath chair such as the Sécur-O-Bain, helping you avoid risky transfers. Having a safe environment and equipment also support staying at home.
What amount can be reimbursed in 2026?
A 40% rate applies to expenses, up to a limit, then a reduction is applied based on income.
- Autonomous senior: cap of about $19,500, or up to roughly $7,800 in credit.
- Non-autonomous senior: cap of about $25,500, or up to roughly $10,200.
The reduction begins once family income exceeds approximately $72,465 in 2026. For modest-income households, the reduction is low or nonexistent. These tax credits available to people ages 70 and over are therefore among the most advantageous in the province.
How do you apply for advance payments?
Instead of waiting once a year, you can receive the credit monthly by direct deposit. The credit is claimed through Revenu Quebec by completing Schedule J with your Quebec income tax return. In all cases, keep your receipts. They remain essential.
Grants to adapt a bathroom for an older adult
Knowing how to get a grant for ages 70 and over to adapt a bathroom can make a real difference day to day. It is often the most hazardous room at home when autonomy or mobility declines.
Home adaptation programs available in Quebec
The main home-support program for seniors is the Home Adaptation Program (PAD) from the Société d’habitation du Québec, which funds work recommended by a professional. This aid can be relevant when compared to the cost of a residence in Quebec. Federally, the Home Accessibility Tax Credit (HATC) covers 14% up to $20,000, for a maximum of $2,800.
Eligible bathroom work
Several improvements are recognized by assistance programs:
- Installing sturdy grab bars;
- Building a walk-in shower;
- Wheelchair access;
- Widening the door and installing slip-resistant surfaces.
These renovations all serve the same purpose: making it possible to bathe or shower safely.
Why the bathroom is the main fall-risk area
Wet surfaces, tight spaces and balancing moves combine to make it the most dangerous room at home. According to the Quebec government, falls are the leading cause of injury among seniors, and bathrooms account for a large share of these falls. Stepping over a bathtub rim onto a slick surface puts you at risk of a fall in the bathroom, especially when declining autonomy affects balance and movement.
Install a safe bath chair to preserve your independence
That risky step is exactly what a bath chair eliminates. Instead of stepping over the rim, the person sits and pivots safely into the tub.
The Sécur-O-Bain chair serves this role and helps you wash safely without relying entirely on a loved one, which supports staying at home longer.
Other financial support available for ages 70 and over
Beyond housing, several benefits form the foundation of government assistance for older adults in Quebec.
Old Age Security (OAS)
Paid starting at 65 with no contributions required, OAS reaches in 2026 about $742 per month (ages 65-74) and $817 (ages 75 and over).
The home accessibility tax credit
This federal credit of up to $2,800 targets renovations that improve a home’s safety. Since 2026, a single expense can no longer be claimed for both the HATC and medical expenses at the same time.
Guaranteed Income Supplement (GIS)
This non-taxable benefit is added to OAS for low incomes and can reach about $1,105 per month. You must file your return every year to receive it.
Municipal programs to support seniors
Many municipalities offer property tax rebates, paratransit or respite for caregivers. The CLSC and city hall indicate what is available locally.
Quebec Pension Plan (QPP)
The QPP depends on your contributions. The pension can reach nearly $2,395 per month for those who contributed at the maximum and delayed their application.
What grants for ages 70 and over in 2027?
The 2027 tax credit for home-support services is not yet confirmed. After five consecutive annual rate increases up to 40%, the government’s trajectory already suggests what may come next.
Aging-at-home trends in Canada
Canada is aging rapidly. The share of those aged 65 and over has never been so high, and the vast majority want to remain at home as long as possible. This reality pushes governments to invest more in home support, which costs far less than building new long-term care capacity.
Enhancements already announced for tax credits
The home-support credit rate rose from 35% in 2021 to 40% in 2026, increasing one percentage point per year. Now that this threshold has been reached, the most likely adjustment for 2027 would be the indexation of eligible expense limits and income thresholds in line with inflation. In other words, the credit is not expected to decrease, and eligible amounts will likely continue to rise.
Planned investments in fall prevention
A badly treated fall can lead to a hip fracture, hospitalization, then long-term care. Each of these steps costs the system far more than a prevention measure. That is why fall prevention is taking a larger place in public health priorities, and why funding should follow.
Why safety equipment will matter even more
If aging at home remains the priority, assistance to secure homes will likely keep growing. A suitable bath chair fits this approach perfectly. It has a modest cost, yet it helps avoid serious falls and can postpone the need for a residence.
Summary table of grants for 2026 and the outlook for 2027
| Support | 2026 amount | 2027 outlook |
|---|---|---|
| Home-support credit | 40%; up to roughly $7,800 (autonomous) or about $10,200 (non-autonomous) | Rate maintained; indexed caps |
| Home accessibility (HATC) | 14% up to $20,000, max $2,800 | Maintained; medical expenses cannot be combined |
| Old Age Security | ~$742 (ages 65-74); ~$817 (age 75+) | Quarterly indexation |
| Guaranteed Income Supplement | Up to about $1,105 per month, non-taxable | Recalculated each July |
| Home Adaptation Program | Funded work (SHQ) | Growing demand |
The amounts shown are those published by official organizations at the time of research. They are subject to change without notice.
FAQ
What financial support exists for people ages 70 and over in Quebec?
The home-support credit (40% in 2026), Old Age Security, the Guaranteed Income Supplement, the Quebec Pension Plan and the Home Accessibility Tax Credit. These make up the main grants for ages 70 and over in Quebec.
Can a bath chair be eligible for financial aid?
The equipment alone is not covered by the home-support credit, but safety-related work may be through the PAD or HATC on an occupational therapist’s recommendation.
What is the amount of the home-support tax credit in 2026?
40% of expenses, up to roughly $7,800 (autonomous) or $10,200 (non-autonomous), before the income-based reduction.
Which work is eligible to adapt a bathroom?
Grab bars, slip-resistant surfaces, a walk-in shower and widening a door, when recommended by a professional.
What new measures are planned for seniors in 2027?
No major reform is confirmed. Mainly indexation of amounts and growing support for home care.